How Much Can I Afford to Spend on a House?

How Much Can I Afford to Spend on a House?
If you are thinking of how much to spend on a house, you should account for several factors. Analyze all the relevant facts first so you can steer clear of unnecessary expenses. Think Before Buying This is probably the most important element. Know exactly what kind of home you can afford. Even if the bank says you can qualify for loans of $250,000, that doesn’t mean you should get one costing that much. Those buying starter homes make this mistake often. There is no need to go for the maximum starter home loan. You need to analyze your income and finances first. Gross and Net Income Start to calculate how much to spend on a house by assessing your finances. Note down how much you take home. That is your net income. Your gross income is the total you make per month. However you don’t take it all as you have to pay for taxes. In addition you pay for Social Security, 401k, health insurance etc. What remains is the net income. Facts about Front End Ratios The front end ratio is what...

How Much Should I Spend on an Engagement Ring?

How Much Should I Spend on an Engagement Ring?
The question of how much to spend for an engagement ring is something that will eventually surface at some point. Here are some suggestions, as well as the ways some people do it. Spend Within Your Means This is the most important thing to keep in mind. If you’re well off, then by all means spend as much as you can. There shouldn’t be any sense of guilt over spending large amounts; it is after all, very important and an expression of your love. That being stated, there is no need to borrow large sums just to get an expensive ring. There’s no need to get yourself buried in debt just to get a fancy ring. If you’re going to marry, you should start making financial plans. You don’t start off by getting mired in debt. Be reasonable: take a look at your savings and make an estimate of how much you can afford. The Average Amount Spent Here are some specific numbers on how much to spend for an engagement ring. The average cost of the ring bought in the United States ranges from $2,600...

How Much Does My Car Weigh?

How Much Does My Car Weigh?
Figuring out the weight of cars isn’t hard. For an average size automobile, that would be 3,000 lbs. But the model, manufacturer and other issues will affect its heaviness. Finding the Weight One way is to go to a truck stop. There should be a scale there. Usually the clerk will ask your name or the type of car you use. After paying a small fee, you can weigh the car. The cost is usually a few dollars. Some models have the weight inscribed in the vehicle itself. Check the door. If there is a fixed plate, read what it says. That would be something like “maximum load: 800 lbs”. That refers to the passenger weight it can carry. There should also be a gross vehicle weight. The number may read 4,200 or something like that. To find the weight of cars, subtract the passenger weight from the gross. The remaining figure should be a good approximation. You can also get the information from the Internet. There are websites that provide data based on car model or manufacturer. The Web also makes...

How Much Does a Dominos Pizza Cost?

How Much Does a Dominos Pizza Cost?
One of the largest pizza delivery companies in the world is Domino’s Pizza. It has over 8,000 stores including those that are franchised and corporate. The company’s global presence is felt with stores in over 50 countries. It was principally founded by Tom Monaghan in 1960 and became a publicly traded company in 2004. If you’re looking for great hot pizza to rival the likes of Pizza Hut then you might consider the evenly crusted pizzas of Domino’s. Domino’s Pizza’s 30 Minute Guarantee Domino’s Pizza once had a 30 minute guarantee wherein if the pizza was delivered later than 30 minutes, the pizza would be free. Due to the fact that sometimes their delivery drivers had to break traffic laws and other driving concerns, the money back guarantee was dropped and was later advertised as an estimated time of delivery. However, this guarantee still stands in some parts around world like Indonesia, Lebanon, Brazil, and Chile. The price of the pizza wasn’t...