How Much Can I Contribute to a Roth IRA?

How Much Can I Contribute to a Roth IRA?
The maximum Roth IRA contribution you can make is $5,000 for a single individual. For married couples it is $8,000. Qualification Your status will depend on the modified AIG or Adjusted Gross Income. In addition you must also have taxable compensation. These pieces of information can be obtained when you file your tax returns. In addition, spouses can make contributions as well. This is assuming the adjusted gross income is not exceeded. Limits As stated, the limit for an individual is $5,000. But if you are above 50 years of age you can add $1,000 more. Bear in mind that the restrictions can be reduced. This is true if apart from Roth IRA contributions you make payments to Traditional IRA. But this limitation does not apply when contributing to Simple IRA or SEP IRA. In addition, other plans sponsored by your employer are exempted. Again your modified Adjusted Gross Income will be evaluated too. If your modified AGI is above the limit, the contribution restrictions are lowered. Advantages...

How Much Does Concrete Cost?

How Much Does Concrete Cost?
Although the cost of concrete varies, having ideas or ballpark figures can be helpful. The following should help you get a rough assessment of the total expenses. The Grading Grading means checking if the area is suitable for use with concrete. This is very important, especially if the project is medium or large scale. There are professionals you can hire to make the proper appraisal. The cost is around $45 per hour. This is usually the rate, but it may cost more or be a little lower. Some may charge depending on area size. The Foundation When analyzing the cost of concrete, this element cannot be ignored. Big projects will require a foundation. The foundation itself may require excavating the area and adding gravel. The cost of the gravel is at least $12 per cubic yard. You may make inquiries if you want the cost in cubic feet instead. Cost of Labor The fee can be a dollar for every square foot. However this is a very rough estimate. The number of people you employ and the working hours...

How Much Money Do Real Estate Agents Make?

How Much Money Do Real Estate Agents Make?
Real estate agent is the term used to refer to an individual or organization that market real properties to clients. The main goal of an agent is to assist people who want to sell their properties or real estate for the highest potential price. An agent can also help buyers purchase properties for the lowest possible cost. To know how much do real estate agents make, let us look at their yearly income based on the length of time that they have been involved in this business. Aside from this, it is also best to look at the annual salary that these individuals make based on employment type. Length of Service How much money do real estate agents make? Agents involved in the real estate industry who have been employed for less than a year make $32,500 a year and agents who have been employed for one to four years receive a median annual salary of $40,438. Those who have been involved in the business for five to nine years receive an average pay of $60,000. Real estate agents who have been working...

How Much Are My Baseball Cards Worth?

How Much Are My Baseball Cards Worth?
There are a lot of elements that affect the value of baseball cards. Before you buy or sell, you need to take these factors into account. Grading Don’t buy or sell a card that hasn’t been graded. A graded card means its physical appearance has been assessed. There are several companies perform this service. They check the card’s corner sharpness, clarity, centering etc. Using sophisticated equipment, the smallest stains on the surface can be detected. A flawless card is called a gem mint. Other rankings are mint, near mint, excellent, very good all the way to poor. These companies do charge a fee for their services. However, you can’t expect a serious collector to buy your card if it’s not been graded. Assessing the value of baseball cards is best done through grading, and every serious seller / buyer subject their cards to it. Few cards actually get the gem mint rating. However, those in excellent condition will fetch a good price. If the card pack is in demand, you can sell...